00604naa#a2200169#i#450# EN\\bibl\101475 20260112195813.1 2221-3260 20251031b2025####ek#y0engy0150####ca RU The future of digital currencies: new horizons for the usage of CBDC Journal article Yaroslavl Yaroslavl State Technical University 2025 12 с. Journal article local Денежное обращение. Банковское дело. Биржи. 336.7 Kondrashov Grigoriy Arkad'evich theoreticaleconomy.ru