TY JOUR TI Banks in conditions of steadily growing risks: the need for "long" money KW “long money” KW banks KW risks KW interest rate gap KW balance sheet KW sources of financing KW banking activity KW crises KW instability JO Theoretical economics AU Agaronyan, R.A. AU Semyashkin, E.G. PY 2025 IS 0 PB Yaroslavl State Technical University