@article{Agaronyan2025banks,
author={Agaronyan, R.A. and Semyashkin, E.G.},
title={Banks in conditions of steadily growing risks: the need for "long" money},
journal={Theoretical economics},
publisher={Yaroslavl State Technical University},
year={2025},
pages={150-160},
volume={0},
issue={12},
}