%0 Journal Article %T Implementation of open API in the financial sector: prospects and challenges of the Russian banking system %A Omarova, Z.K. %A Shulikova, M.D. %K Open APIs, banking sector, digitalization, financial technologies, Bank of Russia, data security, technology, Russian economy, international practice %J Theoretical economics %D 2025 %N 0 %P 12 %I Yaroslavl State Technical University