%0 Journal Article %T Financial competence as a factor of personal economic security %A Reutova, I.M. %A Elkina, O.S. %A Elkin, S.E. %K financial literacy, financial competence, personal economic security, financial services, personal economic security factors, financial literacy strategy %J Theoretical economics %D 2025 %N 0 %P 15 %I Yaroslavl State Technical University