@article{Reutova2025financial,
author={Reutova, I.M. and Elkina, O.S. and Elkin, S.E.},
title={Financial competence as a factor of personal economic security},
journal={Theoretical economics},
publisher={Yaroslavl State Technical University},
year={2025},
pages={76-91},
volume={0},
issue={12},
}